Vehicles & Commercial Cars
For business vehicles, company cars, utes, vans, trucks, and commercial transport needs.
The Right Asset Finance
For Your Next Business Move.
Flexible asset finance solutions designed to help businesses fund vehicles, equipment, machinery, technology, and other essential assets with confidence, clarity, and the right structure.
Let's TalkThe right asset can help your business do more.
Asset finance is not just about buying equipment. It is about helping a business stay productive, improve operations, manage cash flow, and invest in growth.
Whether you need a business vehicle, medical equipment, machinery, technology, or specialised tools, the right asset can help your business operate more efficiently and grow with confidence.
At Boutique Finance, we help you explore asset finance options that suit your business needs, cash flow, and long-term goals. We compare lender options, repayment structures, and funding pathways so you can invest in the assets you need without tying up more capital than necessary.
What Can Be Financed
Asset finance for the things your business relies on.
Medical & Dental Equipment
For medical equipment, dental chairs, imaging technology, practice equipment, and healthcare assets.
Machinery & Equipment
For plant, machinery, tools, manufacturing equipment, and operational business assets.
Technology & Office Equipment
For computers, software, IT systems, office equipment, and business technology upgrades.
Hospitality & Retail Equipment
For kitchen equipment, refrigeration, POS systems, display units, and shop essentials.
Specialist Industry Assets
For industry-specific assets based on your business type, lender appetite, and funding needs.
Supporting businesses across different industries.
Medical & Healthcare Practices
Asset finance for medical equipment, dental equipment, technology, fit-outs, vehicles, and practice growth.
Trades & Construction Businesses
Finance for utes, tools, machinery, trailers, equipment, and vehicles needed for day-to-day operations.
Professional Services
Funding for office equipment, technology, business vehicles, and operational upgrades.
Hospitality & Retail Businesses
Finance for equipment, interiors, refrigeration, fit-outs, and essential business assets.
Growing Businesses
Support for businesses upgrading equipment, expanding capacity, or investing in assets to support future growth.
Invest in your business without holding back cash flow.
Asset finance can help you access the vehicles, equipment, technology, or tools your business needs without using all your cash upfront. With the right structure, you can keep working capital available while investing in the assets that support growth, productivity, and future opportunities.
Preserve Working Capital
Keep cash available for operations, wages, stock, and growth while still accessing the assets your business needs to move forward.
Spread the Cost Over Time
Avoid paying the full asset cost upfront by spreading repayments across a structure that better supports your business cash flow.
Support Business Growth
Upgrade equipment, improve capacity, and invest in the assets that help your business operate, expand, and move forward.
Choose a Structure That Fits
Compare finance options based on your cash flow, asset type, business goals, and lender criteria before making a decision.
FAQs
Frequently Asked Questions
What is asset finance?
Asset finance is a type of business finance that helps you purchase or access assets such as vehicles, equipment, machinery, technology, or tools without paying the full cost upfront. It allows your business to spread the cost over time while using the asset to support operations or growth.
What types of assets can be financed?
Asset finance can be used for a wide range of business assets, including cars, utes, vans, trucks, medical equipment, dental equipment, machinery, tools, office equipment, IT systems, hospitality equipment, and other industry-specific assets.
Do I need a deposit for asset finance?
A deposit may or may not be required depending on the lender, asset type, business strength, loan amount, and overall financial position. In some cases, eligible businesses may be able to access finance with little or no upfront deposit, subject to lender assessment.
How long does asset finance approval take?
Approval time can vary depending on the asset, loan amount, lender, and the information required. Some straightforward asset finance applications may be assessed quickly, while more complex applications may require additional documents and review.
Is asset finance suitable for new businesses?
Asset finance may be available for new businesses, but lender requirements can vary. Lenders may look at your business plan, trading history, cash flow, director profile, asset type, and ability to meet repayments before making a decision.
Customers Testimonial
Our Customers Love and Trust Us
They made our first home loan feel effortless. Clear advice, zero jargon, and a rate we did not think we could get.
As a GP, my income structure is unusual. Boutique knew exactly which lenders to approach — settled weeks ahead of expectations.
Refinanced our commercial property with a structure that freed up real cash flow. Genuine, ongoing partners.
Responsive, honest and genuinely on our side. We have already referred three friends.
We're All Ears!
Schedule an online appointment and let's have a chat about what you need and how we can help.
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