NAB Honouree Award FY2020
Recognised among the top 1% of NAB employees nationally for outstanding performance and contribution.
Director - Lending Solutions
With more than two decades of experience in finance, lending, and credit structuring, Ashish Acharya has built his career around helping clients make confident financial decisions.
His journey spans banking, medical finance, commercial lending, home loans, and complex credit — giving him the ability to look beyond the loan itself and understand the strategy, structure, and long-term outcome behind every decision.
Ashish is known for his calm, considered approach. Whether he is working with a healthcare professional purchasing a practice, a business owner funding growth, or a family securing their next home, his focus remains the same: to simplify the process, structure the lending properly, and help clients move forward with clarity.
Ashish's career has been shaped by consistent performance, national recognition, and deep involvement in credit, medical finance, and commercial lending.
Recognised among the top 1% of NAB employees nationally for outstanding performance and contribution.
Supported NAB Health, Professional Services, and Franchise teams with credit knowledge, lending capability, and deal structuring guidance.
Recognised for his contribution, leadership, and performance within NAB Health.
Consistently wrote more than $100 million in lending annually across medical, commercial, and residential finance.
Practice start-up finance, practice purchase loans, fit-out funding, refurbishment funding, medical equipment finance, dental finance, specialist finance, and allied health lending.
Business acquisition finance, working capital, cash flow lending, commercial property loans, franchise finance, professional services lending, and business expansion funding.
Owner-occupied home loans, investment property loans, refinancing, loan optimisation, equity release, and restructuring.
Multi-entity lending structures, high-value transactions, sophisticated credit submissions, and risk-aligned deal structuring.
Ashish's strength lies in combining deep credit knowledge with practical, client-focused advice. He takes the time to understand each client's goals, financial position, business structure, and long-term plans before recommending a lending pathway.
His approach is transparent, collaborative, and built around long-term relationships. Where needed, he works closely with accountants, solicitors, and financial advisers to help deliver smoother and more complete finance outcomes.
Clients value Ashish for his professionalism, empathy, and ability to simplify complex decisions. His goal is not simply to help clients secure finance — it is to help them secure the right structure for where they are now, and where they want to go next.
Ready to explore your finance options? Speak with Ashish for strategic lending guidance across medical finance, business lending, property, and refinancing.
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